Credit Cards

Whether you need a Business Credit Card or Personal Credit Card, we make it easy to choose the credit card that is right for you – No Annual Fee or Point Rewards. 

How to Apply for a Credit Card

• Download the PDF application on this page to get started
• Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen
• Bring in your completed application to a branch office or use 'Secure Forms' in Bank 34 Online Banking
• For questions, please call or visit your local Bank 34

Personal Credit Cards

We make it easy to choose the credit card that is right for you – Low Rate or Preferred Points Rewards. It's the only card you need for everything you need to do.

Low Rate Personal Card

Features & Benefits Include:

• No annual fee
• Low introductory rate for the first six months¹
• Competitive ongoing APR¹
• 25-day interest-free grace period on all purchases
• No grace period on cash advances
• 24-hour toll-free live customer assistance available at 800-367-7576
• Online account information available 24/7 at cardaccount.net
• Car rental insurance coverage
• Unlike some card offers, the APR¹ for purchases and cash advances is the same. We do not charge a higher rate for cash advances
• Apple Pay is available on your iPhone 6 and other compatible Apple devices to shop and check out wherever the Apple Pay logo is displayed. All our MasterCard® and Visa® consumer cards can be easily linked to an Apple device to "tap and pay" at hundreds of retailers

Extraordinary Mastercard®

Features & Benefits With Include:

• Airport Concierge
• ID Theft Protection
• Global Services
• Cell Phone Coverage*
• Travel & Lifestyle Services*
• Online shopping/delivery discounts*

Note:  Other fees may be charged and fees are listed on the application

Preferred Point Rewards Personal Card

Features & Benefits Include:

• Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month
• Low introductory rate for first six months¹
• Competitive ongoing APR¹
• No annual fee
• 25-day interest-free grace period on all purchases
• No grace period on cash advances
• Redeemyour rewards points for cash-back awards, retail gift cards, travel and awide variety of merchandise including cameras, home theater systems,portable DVD players, sporting equipment, jewelry, luggage, electronics,video game equipment, gift cards and more
• To view or redeem rewards points, visit mypreferredpoints.com or call 866-678-5191
• 24-hour toll-free live customer assistance available at 800-367-7576
• Online account information available 24/7 at www.cardaccount.net
• Car rental insurance coverage and a host of extraordinary Mastercard® benefits
• Unlike some card offers, the APR¹ for purchases and cash advances is the same. We do not charge a higher rate for cash advances

Note:  Other fees may be charges and fees are listed on the application

Business Credit Cards

Now you can get cash, travel, and other rewards just for using your Bank 34 credit card to pay for business expenses. We make it easy to choose the credit card that is right for you.

Our Business Visa® or Business MasterCard® is available in two options: Standard Card with no annual fee, or the Preferred Points Card. Explore features and benefits of both options below.

Standard Business Card

Features & Benefits Include:

• No annual fee
• Competitive ongoing APR¹
• 25-day interest-free grace period on all purchases
• No grace period on cash advances
• Individual and summary billing options
• 24-hour toll-free live customer assistance available at 800-367-7576
• Online account information available 24/7 at cardaccount.net
• Car rental insurance coverage and a host of extraordinary Mastercard® benefits
• Apple Pay is available on your iPhone 6 and other compatible Apple devices to shop and check out wherever the Apple Pay logo is displayed. All our MasterCard® Business cards can be easily linked to an Apple device to "tap and pay" at hundreds of retailers

Extraordinary Mastercard® Businesscard

Features & Benefits Include:

• Car Rental Insurance
• ID Theft Protection
• Global Service
• Mobile Receipt Management
• Easy Savings

Note: Fees may be charged and fees are listed on the application

Preferred Point Rewards Business Card

Features & Benefits Include:

• Earn one reward point for each dollar spent, up to 10,000 points per month
• Low annual fee of $49.00 per account
• Competitive ongoing APR¹
• 25-day interest-free grace period on all purchases
• No grace period on cash advances
• Individual billing option only
• Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more
• To view or redeem rewards points, visit mypreferredpoints.com or call 866-678-5191
• 24-hour toll-free live customer assistance available at 800-367-7576
• Online account information available 24/7 at cardaccount.net
• Car rental insurance coverage and a host of extraordinary Mastercard® benefits
• Apple Pay is available on your iPhone 6 and other compatible Apple devices to shop and check out wherever the Apple Pay logo is displayed. All our MasterCard® Business cards can be easily linked to an Apple device to "tap and pay" at hundreds of retailers

Note:  Fees may be charged and fees are listed on the application