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Personal Loans

young family standing before a house under construction


There are many reasons why people need personal loans including debt consolidation, home improvement, major appliance or equipment purchase, vacation, wedding expenses, moving and relocation or medical expenses. Whatever the reason, Bank 34 is here to help with a line of portfolio/in-house Personal Lending Products:

  • Cash/Certificate of Deposit Secured Loan – Term and maturity date determined by collateral; Minimum $3,000 with a maximum loan amount of $50,000. Sometimes used to help build credit.
  • Home Equity Loans – 1st or 2nd on primary or secondary residence secured; Portfolio in-house loan, Competitive and fully amortized fixed rate
  • Home Equity Lines of Credit (HELOC) – 1st or 2nd on primary or secondary residence secured; Portfolio in-house loan, Adjustable rate
  • Residential Home Construction/Home Improvement Loans – Portfolio in-house loan; 12 month terms; Maximum LTV is lesser of up to 90% of cost or 80% of appraised value
  • Improved Land Loans – Portfolio in-house loan

For home secured loans, fill out our form in the Mortgage Lending Section for quick, simple, and free Pre-Qualification by telephone, in person, or online.


MEMBER FDIC.  EQUAL HOUSING LENDER. Bank NMLS #402600. Bank 34 – Corporate, 14850 N. Scottsdale Road, Ste. 100, Scottsdale, AZ 85254.

Bank 34 is federally chartered and this certifies us to do mortgage loans in any state. All loans subject to program and full underwriting credit approval. Fees & conditions may apply. This is not an offer to lend. Contact Bank 34 to confirm offer availability and for complete details of applicable fees, terms, conditions and current rate information.

Todos los préstamos sujetos al programa y la aprobación completa del crédito de suscripción. Cargos y condiciones pueden aplicar. Comuníquese con el Banco 34 para obtener detalles completos de las tarifas aplicables, los términos, las condiciones y la información de la tarifa actual.